Crest Savings High Interest Checking

Highlights

• 0.75% APY* interest on balances $5,000. and below.
• No minimum balance
• No monthly maintenance fees with account activity²
• Free Crest Savings Debit Card 
• 5 Free Non-Crest Savings ATM withdraws per statement cycle. Additional withdraws subject to standard fees.  ATM owner surcharges may apply.
• Free first order of standard line checks.
• First 15 bill payments free  $.50 each additional payments.

Requirements and Restrictions

• $50 minimum to open account
• Monthly direct deposit¹ required.  $10.00 monthly maintenance fee if direct deposit is not received during statement cycle.
• Write up to 5 checks per monthly statement cycle at no charge.  Any additional checks written will result in  a$10.00 maintenance fee.
• Monthly debit activity required. $10.00 monthly maintenance fee if the account has no debit activity.
• Email statements required.

This offer is available for a limited time only.

APY

*Annual Percentage Yield applies to balances  $5,000 and below. Balances above $5,000 earn the current interest checking account APY.

Direct Deposits

¹A direct deposit is an electronic fund transfer that results in a credit to the checking account.  A maintenance fee will be charged for each statement cycle during which we do not receive at least one qualifying direct deposit to your account.  Qualifying direct deposits are electronic deposits of periodic payments -such as salary, pension, Social Security and Supplemental Security Income, (SSI) benefits or other regular monthly income -made into your checking account through the automated clearinghouse (ACH) by your employer or other payer.  Other transfers and deposits do not qualify for the reduction of the maintenance fee.  Non-qualifying transfers and deposits include: teller deposits, wire transfers, non-periodic direct deposits (such as tax refunds or payments for the sale of goods or services), Online Banking transfers, telephone transfers, ATM transfers and other similar transfers or deposits.

Account Activity Fee

²Account must show activity which includes but is not limited to direct deposit.

Maintenance Fees

Multiple fees may apply.

Disclosures:
Truth In Savings / Disclosure of Account Terms
Check Clearing Policies and Electronic Funds Disclosure
Deposit Account Agreement