Personal Checking
Free Checking Account
- No monthly service charge.
- Non interest bearing.
- Free first order of standard line checks.
- Free internet banking.
- $3.00 per month for bill payment with up to 10 bill payments per monthly statement cycle. Any bill payments in excess are $0.50.
- Customers who have the Bounce Protection Product could incur an overdraft fee.
Crest 50 Checking Account
- Available for individuals 50 years of age or over.
- No monthly maintenance fee.
- Interest paid on balances of $250 and above.
- Free first order of standard line checks. Once the individual reaches the age of 65, all standard line check orders are free (for the life of the account).
- Free internet banking.
- Free bill pay up to 15 payments per monthly statement cycle, $0.50 each bill payment in excess of 15.
- No fee for money order purchase.
- No fee for traveler's checks purchase.
Interest Checking Account
- No monthly maintenance fee with available balance of $500 and above.
- $6.00 monthly maintenance fee if available balance falls below $500 any day of the month.
- Interest paid on balances of $500 and above.
- Free first order of standard line checks.
- Free bill pay up to 15 payments per monthly statement cycle, $0.50 each bill payment in excess of 15.

Crest Platinum Checking
- Minimum $10,000 combined balance to open account. Balances include deposits and loans.
- No monthly maintenance fee with combined minimum monthly balance of $10,000.
- $12.00 monthly maintenance fee if the combined available balance drops below $10,000 any day of the month.
- Interest paid on checking account balances of $1,000 and above.
- Free first order of standard line checks.
- Free 2' x 5' safe deposit box.
- 25% discount on larger size safe deposit box.
- Free internet banking.
- Free bill pay up to 15 payments per monthly statement cycle, $0.50 each bill payment in excess of 15.
- No fee for money order purchase.
- No fee for traveler's checks purchase.
New Jersey Consumer Checking Account
- $3 monthly maintenance fee.
- $1 Minimum daily balance to remain open
- Non interest bearing.
- Write up to 8 checks per monthly statement cycle at no charge. Any additional checks written are $0.50 each.
Sign up for direct deposit of your payroll or pension check and get a one-time Bonus* of $25.00
* Bonus is subject to 1099 reporting.
Disclosures:
Truth In Savings / Disclosure of Account Terms (pdf document)
Check Clearing Policies (pdf document)
Electronic Funds Disclosure (pdf document)
Deposit Account Agreement
Disclaimer - Crest Savings Bank's primary trade region is Cape May County. We reserve the right to refuse any account request from outside this area.
