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Rates

Deposit Rates

Effective August 9, 2010

Interest rate and Annual Percentage Yield may change at any time. Call Crest Savings PhoneLink at 522-0929 and press 6 for current information.

Certificates of Deposit***

Type of AccountMin. Required to Open AccountMin. Requried to Obtain A.P.YInterest RateAPYFrequency of Crediting Interest*
3 Month Certificate$500$5000.50%0.50%Monthly
6 Month Certificate$500$5000.75%0.75%Monthly
****9 Month Certificate$500$5001.00%1.00%Monthly
12 Month Certificate$500$5001.14%1.15%Monthly
15 Month Certificate$500$5001.24%1.25%Monthly
18 Month Certificate$500$5001.39%1.40%Monthly
24 Month Certificate$500$5001.49%1.50%Monthly
30 Month Certificate$500$5001.73%1.75%Monthly
36 Month Certificate$500$5001.98%2.00%Monthly
60 Month Certificate$500$5002.47%2.50%Monthly

IRA Accounts***

Type of AccountMin. Required to Open AccountMin. Requried to Obtain A.P.YInterest RateAPYFrequency of Crediting Interest
18 Month IRA$500$5001.74%1.75%Quarterly
60 Month IRA$500$5002.72%2.75%Quarterly

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Savings****

Type of AccountMin. Required to Open AccountMin. Requried to Obtain A.P.YInterest RateAPYFrequency of Crediting Interest
Statement Savings**$50$500.40%0.40%Monthly
Christmas Club$5$50.25%0.25%Term
Diamond Savings**$5,000Over $500,0001.00%1.00%Monthly
Diamond Savings**$5,000$250,000-$499,999.991.00%1.00%Monthly
Diamond Savings**$5,000$100,000-$249,999.990.75%0.75%Monthly
Diamond Savings**$5,000$5,000-$99,999.990.50%0.50%Monthly
Diamond Savings**$5,000UNDER $5,0000.50%0.50%Monthly

Money Market & NOW. Accounts****

Type of AccountMin. Required to Open AccountMin. Requried to Obtain A.P.YInterest RateAPYFrequency of Crediting Interest
Interest Checking**$50$5000.10%0.10%Monthly
Crest 50$50$2500.10%0.10%Monthly
Municipal Employee**$50$2500.10%0.10%Monthly
Money Market Acct.**$1,000Over $500,0001.00%1.00%Monthly
Money Market Acct.**$1,000$250,000-$499,999.991.00%1.00%Monthly
Money Market Acct.**$1,000$100,000-$249,999.990.75%0.75%Monthly
Money Market Acct.**$1,000$50,000-$99,999.990.50%0.50%Monthly
Money Market Acct.**$1,000$20,000-$49,999.990.50%0.50%Monthly
Money Market Acct.**$1,000$1,000-$19,999.990.10%0.10%Monthly
Money Market Acct.**$1,000UNDER $10000.00%0.00%Monthly

*If your account is an IRA, interest will be credited at the end of each calendar quarter and at maturity.
**Fees may reduce earnings.
*** Penalty may be imposed for early withdrawal, including IRS penalties for IRAs. Please refer to IRA Plan Disclosure.
****Interest Rate is Variable.

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